Terms and Conditions

Disclosure

Keeshond Pty Ltd ABN 77 118 929 614 (“Allen Private Wealth Advice”) is an authorised representative of Financial Wisdom Limited ABN 70 006 646 108, AFSL 231138 (“Financial Wisdom”). Financial Wisdom is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia.

Acceptance and changes to terms and conditions

Your access to the Allen Private Wealth Advice website (“the Website”) is subject to:

  1. These terms and conditions; and
  2. Because of Allen Private Wealth Advice’s relationship with Financial Wisdom, use of the Website is also subject to the Commonwealth Bank of Australia’s Group’s Privacy Policy

    (together, these are called “Terms of Use”).

Your use of the Website constitutes your agreement to these Terms of Use. These are the current terms and conditions. They replace any other terms and conditions for the Website previously published on the Website. Allen Private Wealth Advice may at any time vary these terms and conditions by publishing the varied terms and conditions on the Website. You accept that by doing this, Allen Private Wealth Advice has provided you with sufficient notice of the variation. Allen Private Wealth Advice reserves any rights not expressly granted in these terms and conditions.

Similarly, Commonwealth Bank of Australia may at any time vary the Group Privacy Policy by publishing the varied policy on its website. You accept that by doing this, Commonwealth Bank of Australia has provided you with sufficient notice of the variation.

Access for persons from Australia only

Financial Wisdom is not authorised to carry on business in any jurisdiction other than Australia. As a consequence, Allen Private Wealth Advice is only authorised to provide financial advice and services in Australia. Accordingly, the information on the Website is directed to and available for Australian residents only.

General information only

The information on the Website is of a general nature only and has been prepared without taking into account your, or any other investor’s, particular financial needs, circumstances and objectives. The information on the Website should not be construed as financial, taxation or legal advice.

Allen Private Wealth Advice recommends that you consult a financial adviser for advice that addresses your specific needs and situation before making investment decisions.

Accuracy of information, Website performance and limitation of liability

Allen Private Wealth Advice does not warrant the accuracy, completeness or currency of information made available through the Website.

Allen Private Wealth Advice makes no warranty that the use or operation of the Website will be uninterrupted or error-free or that the Website is suitable for any particular purpose or has any performance, functionality or security features except as Allen Private Wealth Advice is required to provide by law.

To the extent permitted by law, neither Allen Private Wealth Advice nor Financial Wisdom and their respective employees, agents and authorised representatives will not be liable for or in connection with any loss or damage (including indirect, special or consequential loss or damage) arising from the use of, or reliance on, any information on the Website whether or not caused by any negligent act or omission in information made available through the Website. However, Allen Private Wealth Advice will endeavour to ensure that information is updated as soon as practicable when it becomes aware that material changes have occurred.

Links to other websites

The Website may have links to other websites, which are operated by third parties. These links are provided for your convenience and neither Allen Private Wealth Advice nor Financial Wisdom endorses or approves the information, graphics and materials that may be contained on those websites.

Furthermore, neither Allen Private Wealth Advice nor Financial Wisdom make any warranties or representations regarding the accuracy, quality or timeliness of such third-party information, graphics or materials. If you obtain goods or services from these third parties then it is at your own risk. You indemnify Allen Private Wealth Advice and Financial Wisdom against all liability, loss, damage, cost and expense arising from or relating to your obtaining goods or services from a third party referred to in the Website.

Allen Private Wealth Advice recommends that you do not act on the information contained within these websites without obtaining financial advice.

Jurisdiction

Users of the Website understand and agree that all disputes will be governed by and construed in accordance with the laws of the state in which Allen Private Wealth Advice has its registered office, and all users and Allen Private Wealth Advice submit to the non-exclusive jurisdiction of the courts of that state.

Copyright

Allen Private Wealth Advice and related logos are trademarks of Allen Private Wealth Advice registered in Australia. Financial Wisdom, Commonwealth Bank of Australia and related logos are trademarks registered in Australia.

Copyright in the information provided on the Website is owned by Allen Private Wealth Advice unless specified otherwise in which case it has been reproduced with the consent of the copyright owner. You may not alter or modify copyright material (whether the copyright is owned by Allen Private Wealth Advice or a third party) in any way. This information may be viewed online and may be reproduced in hard copy only for your personal reference.

You may only use the trademarks and copyright material on the Website with Allen Private Wealth Advice’s (and where relevant, the third party’s) express permission and in accordance with Allen Private Wealth Advice’s (and any third party’s) directions from time to time. The use of, and creation of links to, the Website (including use of Allen Private Wealth Advice’s trademarks and copyright material and the trademarks and copyrights of any third party) are at the risk of the user and are subject to Allen Private Wealth Advice’s (and any third party’s) rights and the user’s general legal obligations. Allen Private Wealth Advice, Financial Wisdom and Commonwealth Bank of Australia make no warranty and accept no liability in relation to use of the trademarks outside Australia. For further information about creating links to the Website and about using Allen Private Wealth Advice’s (and any third party’s) trademarks and other material, contact Allen Private Wealth Advice on 02 4963 6690.